If we sat down for coffee right now, I can guess the first three questions you’d ask me. I know this because every buyer I’ve met in the last three months asks them: "Will prices drop another 5% if I wait?" "Are interest rates going to crash back down soon?" "Should I just sit on the sidelines for another year?" These are valid questions. But here is the hard truth I’ve learned from...
by Tina Xu
If you’ve been following the real estate headlines, you might have seen some noise about "Inclusionary Zoning" and a sudden policy shift from the Ford government. It sounds technical, but if you are looking to buy a home—or investing in the future of the GTA—this is actually a pivotal moment. Here is the breakdown of what is happening, why it matters, and what it means for the market (and your...
by Tina Xu
In December 2025, the Bank of Canada held its policy interest rate at 2.25%. As we approach the next announcement on January 28th, the consensus is that rates will likely remain flat or see a minor adjustment. On paper, 2.25% is an attractive number. It is a massive drop from the highs of 2024. In a typical real estate cycle, a rate drop of this magnitude usually sparks immediate bidding wars and...
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